Premier Miton Premier Miton Multi-Asset Monthly Income Class C Acc

Essentials Portfolio Analysis Background Data Performance View PDF Factsheet
Portfolio data accurate as at:

Performance

Discrete performance - to last month end

31/03/20
to
31/03/21
31/03/21
to
31/03/22
31/03/22
to
31/03/23
31/03/23
to
31/03/24
31/03/24
to
31/03/25
Fund 26.8% 7.0% -5.8% 5.1% 7.3%
Sector 19.8% 2.7% -4.8% 7.7% 3.7%
Rank 23/146 16/159 109/165 155/172 9/184
Quartile 1 1 3 4 1

Annualised performance

Annualised
3 Years to
31/03/25
5 Years to
31/03/25
10 Years to
31/03/25
Fund 2.0% 7.6% 3.8%
Sector 2.1% 5.5% 3.3%
Rank 90/165 22/146 40/106
Quartile 3 1 2

Top 10 Holdings

Stock % Weight
Impact Health Care REIT Impact Health Care REIT ORD GBP0.01 2.92
Target Healthcare REIT Ltd Target Healthcare REIT ORD GBP1 2.86
Empiric Student Property Plc Empiric Student Property Ord GBP0.01 2.71
Cheyne Real Estate Credit Investments Ltd Real Estate Credit Investments Ord NPV 2.47
VPC Specialty Lending Investments Plc VPC Specialty Lending Investments Ord GBP0.01 2.17
Assura Assura Ord GBP0.10 2.00
PRIMARY HEALTH PROPERTIES 1.84
Plenum Insurance Capital P2DR GBP Inc 1.41
Atrato Onsite Energy Supermarket Income REIT Plc ORD GBP0.01 1.25
Starwood European Finance Group Starwood European Real Estate Finance Ordinary NPV 1.11
Total 20.75

Fund Aims

The objective of the Fund is to provide income together with the potential for capital growth over the long-term, being five years or more. Five years is also the minimum recommended period for holding shares in this Fund. This does not mean that the Fund will achieve the objective over this, or any other, specific time period and there is a risk of loss to the original capital invested. Income will be paid monthly as dividend distributions.

Fund Manager

Premier Miton multi-manager multi-asset investment team manager for 16 years and 2 months

Photo of Premier Miton multi-manager multi-asset investment team Ian Rees is Head of Premier Miton’s multi-manager team with overall responsibility for the team’s range of multi-asset, multi-manager funds. The team also includes fund managers David Thornton, Nick Kelsall and Mark Rimmer.

Fund Overview

Mid (02/04/2025) 224.40p
Historic yield 5.30%
Fund size (30/09/2024) £298.79m
Number of holdings 1979
Entry Charge 0.00%
Ongoing Charges 1.12%
Launch date 02/02/2015

Asset Allocation

pie chart
  UK Equities 24.04%
  Property 17.72%
  International Equities 16.20%
  International Bonds 10.71%
  Investment Trusts 4.87%
  Cash and Equivalents 2.33%
  UK Corporate Bonds 2.05%
  Alternative Trading Strategies 1.93%
  UK Gilts 0.00%
  Other Assets 20.15%
Portfolio data accurate as at: 30/09/24

Important Information

Source of portfolio data: Broadridge. Source of performance data: FE fundinfo. We can’t predict the future. Past performance isn’t a guide to future performance. The figures shown are intended only to demonstrate performance history of the fund, after allowing for the impact of ongoing charges, but take no account of product charges. Ongoing charges may vary in the future and may be higher than they are now. Fund performance is based upon the movement of the daily price and is shown as total return in GBP with income reinvested. The value of your client’s investment can go down as well as up and the amount your client gets back may be less than they put in.

This factsheet is for investment professionals and is for information purposes only. Should you wish to present any of this content to your client, please refer to similar pages on pru.co.uk. You should refer to your client’s policy documentation and supporting brochures for fund availability, investment strategy, any product information and charges. Every care has been taken in populating this output, however it must be appreciated that neither Broadridge, Prudential nor their sources guarantee the accuracy, adequacy or completeness of this information or make any warranties regarding results from its usage.

Portfolio data accurate as at:

Asset Allocation

pie chart
  UK Equities 24.04%
  Property 17.72%
  International Equities 16.20%
  International Bonds 10.71%
  Investment Trusts 4.87%
  Cash and Equivalents 2.33%
  UK Corporate Bonds 2.05%
  Alternative Trading Strategies 1.93%
  UK Gilts 0.00%
  Other Assets 20.15%

Sector Breakdown

Expand allCollapse all
Industry Supersector Sector Subsector
 
Non-Classified 23.69% - - -
 
Non-Classified - 15.20% - -
 
Non-Classified - - 15.20% -
 
Non-Classified - - - 15.20%
 
Real Estate 15.47% - - -
 
Real Estate - 15.47% - -
 
Real Estate Investment Trusts - - 14.94% -
 
Health Care REITs - - - 9.69%
 
Residential REITs - - - 2.77%
 
Retail REITs - - - 1.36%
 
Diversified REITs - - - 0.48%
 
Office REITs - - - 0.22%
 
Infrastructure REITs - - - 0.20%
 
Storage REITs - - - 0.11%
 
Other Specialty REITs - - - 0.04%
 
Timber REITs - - - 0.04%
 
Industrial REITs - - - 0.04%
 
Real Estate Investment & Services - - 0.53% -
 
Real Estate Holding and Development - - - 0.38%
 
Real Estate Services - - - 0.15%
 
Financials 14.53% - - -
 
Financial Services - 10.11% - -
 
Equity Investment Instruments - - 4.87% -
 
Equity Investment Instruments - - - 4.87%
 
Finance & Credit Services - - 2.66% -
 
Consumer Lending - - - 2.39%
 
Financial Data & Systems - - - 0.18%
 
Mortgage Finance - - - 0.09%
 
Investment Banking & Brokerage Services - - 2.57% -
 
Asset Managers & Custodians - - - 1.35%
 
Investment Services - - - 1.10%
 
Diversified Financial Services - - - 0.12%
 
Banks - 2.38% - -
 
Banks - - 2.38% -
 
Banks - - - 2.38%
 
Insurance - 2.04% - -
 
Non-life Insurance - - 1.37% -
 
Property & Casualty Insurance - - - 0.83%
 
Full Line Insurance - - - 0.33%
 
Reinsurance - - - 0.20%
 
Insurance Brokers - - - 0.02%
 
Life Insurance - - 0.67% -
 
Life Insurance - - - 0.67%
 
Bonds 12.76% - - -
 
Industrials 8.36% - - -
 
Industrial Goods & Services - 7.26% - -
 
Industrial Support Services - - 2.00% -
 
Industrial Suppliers - - - 0.58%
 
Business Training & Employment Agencies - - - 0.57%
 
Professional Business Support Services - - - 0.52%
 
Transaction Processing Services - - - 0.22%
 
Security Services - - - 0.11%
 
Industrial Transportation - - 1.92% -
 
Commercial Vehicle-Equipment Leasing - - - 0.81%
 
Transportation Services - - - 0.68%
 
Delivery Services - - - 0.19%
 
Railroads - - - 0.13%
 
Marine Transportation - - - 0.10%
 
General Industrials - - 1.73% -
 
Diversified Industrials - - - 1.36%
 
Containers & Packaging - - - 0.37%
 
Electronic & Electrical Equipment - - 0.83% -
 
Electrical Components - - - 0.65%
 
Electronic Equipment: Control & Filter - - - 0.11%
 
Electronic Equipment: Other - - - 0.07%
 
Aerospace & Defence - - 0.45% -
 
Defense - - - 0.40%
 
Aerospace - - - 0.05%
 
Industrial Engineering - - 0.33% -
 
Machinery: Specialty - - - 0.14%
 
Machinery: Industrial - - - 0.14%
 
Machinery: Agricultural - - - 0.05%
 
Construction & Materials - 1.10% - -
 
Construction & Materials - - 1.10% -
 
Building Materials: Other - - - 0.40%
 
Engineering & Contracting Services - - - 0.35%
 
Building: Climate Control - - - 0.14%
 
Construction - - - 0.13%
 
Building, Roofing/Wallboard & Plumbing - - - 0.09%
 
Consumer Discretionary 5.00% - - -
 
Consumer Products & Services - 2.09% - -
 
Household Goods & Home Construction - - 1.16% -
 
Home Construction - - - 1.02%
 
Household Appliance - - - 0.11%
 
Household Furnishings - - - 0.04%
 
Leisure Goods - - 0.45% -
 
Toys - - - 0.18%
 
Recreational Products - - - 0.14%
 
Electronic Entertainment - - - 0.11%
 
Recreational Vehicles & Boats - - - 0.03%
 
Personal Goods - - 0.36% -
 
Clothing & Accessories - - - 0.29%
 
Cosmetics - - - 0.07%
 
Consumer Services - - 0.12% -
 
Funeral Parlors & Cemetery - - - 0.06%
 
Consumer Services: Misc. - - - 0.05%
 
Education Services - - - 0.00%
 
Media - 1.18% - -
 
Media - - 1.18% -
 
Media Agencies - - - 0.58%
 
Publishing - - - 0.57%
 
Radio & TV Broadcasters - - - 0.03%
 
Retail - 1.11% - -
 
Retailers - - 1.11% -
 
Specialty Retailers - - - 0.47%
 
Diversified Retailers - - - 0.38%
 
Home Improvement Retailers - - - 0.27%
 
Travel & Leisure - 0.36% - -
 
Travel & Leisure - - 0.36% -
 
Recreational Services - - - 0.10%
 
Casinos & Gambling - - - 0.09%
 
Hotels & Motels - - - 0.07%
 
Restaurants & Bars - - - 0.05%
 
Travel & Tourism - - - 0.05%
 
Automobiles & Parts - 0.26% - -
 
Automobiles & Parts - - 0.26% -
 
Auto Parts - - - 0.14%
 
Automobiles - - - 0.12%
 
Consumer Staples 4.20% - - -
 
Food, Beverage & Tobacco - 2.91% - -
 
Tobacco - - 1.02% -
 
Tobacco - - - 1.02%
 
Food Producers - - 0.99% -
 
Food Products - - - 0.92%
 
Farming, Fishing, Ranching & Plantations - - - 0.07%
 
Beverages - - 0.89% -
 
Soft Drinks - - - 0.55%
 
Distillers & Vintners - - - 0.19%
 
Brewers - - - 0.15%
 
Personal Care, Drug & Grocery Stores - 1.30% - -
 
Personal Care, Drug & Grocery Stores - - 1.30% -
 
Personal Products - - - 0.81%
 
Food Retailers & Wholesalers - - - 0.36%
 
Nondurable Household Products - - - 0.12%
 
Utilities 2.51% - - -
 
Utilities - 2.51% - -
 
Electricity - - 1.40% -
 
Conventional Electricity - - - 1.17%
 
Alternative Electricity - - - 0.23%
 
Gas, Water & Multi-utilities - - 1.06% -
 
Multi-Utilities - - - 0.65%
 
Water - - - 0.30%
 
Gas Distribution - - - 0.11%
 
Waste & Disposal Services - - 0.05% -
 
Waste & Disposal Services - - - 0.05%
 
Cash and Equivalents 2.33% - - -
 
Health Care 2.07% - - -
 
Health Care - 2.07% - -
 
Pharmaceuticals & Biotechnology - - 1.55% -
 
Pharmaceuticals - - - 1.49%
 
Biotechnology - - - 0.06%
 
Medical Equipment & Services - - 0.49% -
 
Medical Equipment - - - 0.33%
 
Medical Supplies - - - 0.11%
 
Medical Services - - - 0.05%
 
Health Care Providers - - 0.03% -
 
Health Care Management Services - - - 0.03%
 
Energy 2.07% - - -
 
Energy - 2.07% - -
 
Non-Renewable Energy - - 1.91% -
 
Integrated Oil & Gas - - - 1.27%
 
Oil: Crude Producers - - - 0.33%
 
Pipelines - - - 0.24%
 
Oil Equipment & Services - - - 0.05%
 
Oil Refining and Marketing - - - 0.03%
 
Renewable Energy - - 0.15% -
 
Renewable Energy Equipment - - - 0.15%
 
Technology 2.06% - - -
 
Technology - 2.06% - -
 
Software & Computer Services - - 1.03% -
 
Software - - - 0.41%
 
Computer Services - - - 0.41%
 
Consumer Digital Services - - - 0.21%
 
Technology Hardware & Equipment - - 1.03% -
 
Semiconductors - - - 0.70%
 
Production Technology Equipment - - - 0.17%
 
Electronic Components - - - 0.17%
 
Alternative Trading Strategies 1.93% - - -
 
Alternative Trading Strategies - 1.93% - -
 
Alternative Trading Strategies - - 1.93% -
 
Alternative Trading Strategies - - - 1.93%
 
Basic Materials 1.72% - - -
 
Basic Resources - 1.13% - -
 
Industrial Metals & Mining - - 0.92% -
 
General Mining - - - 0.79%
 
Copper - - - 0.08%
 
Nonferrous Metals - - - 0.04%
 
Metal Fabricating - - - 0.02%
 
Iron & Steel - - - 0.00%
 
Precious Metals & Mining - - 0.21% -
 
Gold Mining - - - 0.15%
 
Platinum & Precious Metals - - - 0.06%
 
Chemicals - 0.60% - -
 
Chemicals - - 0.60% -
 
Chemicals: Diversified - - - 0.38%
 
Specialty Chemicals - - - 0.22%
 
Telecommunications 1.29% - - -
 
Telecommunications - 1.29% - -
 
Telecommunications Service Providers - - 0.98% -
 
Telecommunications Services - - - 0.98%
 
Telecommunications Equipment - - 0.31% -
 
Telecommunications Equipment - - - 0.31%

Regional Allocation

pie chart
  UK 26.59%
  Property 17.85%
  Non-Classified 27.19%
  Developed Europe - Excl UK 9.91%
  North America 6.34%
  Japan 3.01%
  Emerging Asia 2.76%
  Cash and Equivalents 2.33%
  Developed Asia 1.54%
  Other Regions 2.48%

Fixed Interest Currencies

pie chart
  Non-Fixed Interest Assets 85.17%
  US Dollar 5.83%
  Euro 3.32%
  Pound Sterling 2.34%
  Cash 2.07%
  Unrecognised 0.23%
  Other Currencies 1.03%

Regional Breakdown

Expand allCollapse all
Region Country
 
UK 26.59% -
 
United Kingdom - 26.74%
 
Isle of Man - 0.04%
 
Property 17.85% -
 
Non-Classified 27.19% -
 
Developed Europe - Excl UK 9.91% -
 
Germany - 1.72%
 
Ireland - 1.38%
 
Italy - 1.28%
 
France - 1.22%
 
Netherlands - 0.62%
 
Sweden - 0.59%
 
Spain - 0.57%
 
Luxembourg - 0.51%
 
Switzerland - 0.49%
 
Denmark - 0.43%
 
Norway - 0.30%
 
Belgium - 0.25%
 
Portugal - 0.22%
 
Austria - 0.11%
 
Iceland - 0.06%
 
Finland - 0.03%
 
North America 6.34% -
 
United States - 5.82%
 
Canada - 0.32%
 
Bermuda - 0.19%
 
Japan 3.01% -
 
Japan - 3.01%
 
Emerging Asia 2.76% -
 
South Korea - 0.66%
 
Taiwan - 0.54%
 
Indonesia - 0.45%
 
China - 0.35%
 
Thailand - 0.28%
 
India - 0.22%
 
Philippines - 0.16%
 
Viet Nam - 0.06%
 
Malaysia - 0.03%
 
Uzbekistan - 0.01%
 
Cash and Equivalents 2.33% -
 
Developed Asia 1.54% -
 
Hong Kong - 0.96%
 
Singapore - 0.58%
 
South & Central America 0.91% -
 
Brazil - 0.28%
 
Mexico - 0.22%
 
Colombia - 0.19%
 
Peru - 0.07%
 
Argentina - 0.03%
 
El Salvador - 0.03%
 
Chile - 0.02%
 
Dominican Republic - 0.02%
 
Trinidad and Tobago - 0.02%
 
Guatemala - 0.01%
 
Ecuador - 0.01%
 
Venezuela - 0.01%
 
Australia & New Zealand 0.74% -
 
Australia - 0.80%
 
Middle East & Africa 0.47% -
 
United Arab Emirates - 0.09%
 
Saudi Arabia - 0.09%
 
South Africa - 0.08%
 
Israel - 0.06%
 
Qatar - 0.04%
 
Ghana - 0.02%
 
Nigeria - 0.02%
 
Egypt - 0.01%
 
Togo - 0.01%
 
Angola - 0.01%
 
Gabon - 0.01%
 
Lebanon - 0.01%
 
Senegal - 0.01%
 
Emerging Europe 0.31% -
 
Greece - 0.09%
 
Romania - 0.08%
 
Turkey - 0.08%
 
Hungary - 0.03%
 
Ukraine - 0.02%
 
Czech Republic - 0.01%
 
Australia & New Zealand 0.05% -

Breakdown By Market Cap (%)

Mega
 
 
9.87%
Large
 
 
8.40%
Medium
 
 
13.65%
Small
 
 
16.40%
Micro
 
 
3.70%
Non-Classified
 
 
32.89%
Bonds
 
 
12.76%
Cash
 
 
2.33%

Top 10 Fund Holdings

Name % Weight Sector Country
1 Franklin Templeton FTF Martin Currie UK Equity Income Fund Class W 4.38% Managed Funds Managed Funds
2 Allianz UK Listed Equity Income Class E 4.37% Managed Funds Managed Funds
3 Jupiter UK Multi Cap Income Class W 4.29% Managed Funds Managed Funds
4 TwentyFour Asset Management Twentyfour Income Fund Ord GBP0.01 3.35% Equity Investment Instruments Non-Classified
5 Downing LLP VT Downing Small & Mid-Cap Income - 3.08% Managed Funds Managed Funds
6 Premier Premier Miton Optimum Income Class C 3.03% Managed Funds Managed Funds
7 Montanaro Montanaro UK Income Fund Seed Class GBP 3.01% Managed Funds Managed Funds
8 Impact Health Care REIT Impact Health Care REIT ORD GBP0.01 2.92% Real Estate Investment Trusts Direct Property and REITs
9 Premier Premier Miton Monthly Income Class C 2.90% Managed Funds Managed Funds
10 Target Healthcare REIT Ltd Target Healthcare REIT ORD GBP1 2.86% Real Estate Investment Trusts Direct Property and REITs

Top 10 Holdings

Stock % Weight Sector Country
1 Impact Health Care REIT Impact Health Care REIT ORD GBP0.01 2.92% Real Estate Investment Trusts Direct Property and REITs
2 Target Healthcare REIT Ltd Target Healthcare REIT ORD GBP1 2.86% Real Estate Investment Trusts Direct Property and REITs
3 Empiric Student Property Plc Empiric Student Property Ord GBP0.01 2.71% Real Estate Investment Trusts Direct Property and REITs
4 Cheyne Real Estate Credit Investments Ltd Real Estate Credit Investments Ord NPV 2.47% Non-Classified Direct Property and REITs
5 VPC Specialty Lending Investments Plc VPC Specialty Lending Investments Ord GBP0.01 2.17% Finance & Credit Services United Kingdom
6 Assura Assura Ord GBP0.10 2.00% Real Estate Investment Trusts Direct Property and REITs
7 PRIMARY HEALTH PROPERTIES 1.84% Real Estate Investment Trusts Direct Property and REITs
8 Plenum Insurance Capital P2DR GBP Inc 1.41% Non-Classified Non-Classified
9 Atrato Onsite Energy Supermarket Income REIT Plc ORD GBP0.01 1.25% Real Estate Investment Trusts Direct Property and REITs
10 Starwood European Finance Group Starwood European Real Estate Finance Ordinary NPV 1.11% Non-Classified Non-Classified

Dual Aspect Equity Analysis

UK Equities Int'l Equities UK Bonds Int'l Bonds UK Gilts Property Other Cash & Equiv Total
Technology 0.58% 1.48% - - - - - - 2.06%
Telecommunications 0.30% 0.99% - - - - - - 1.29%
Financials 6.73% 2.93% - - - - 4.87% - 14.53%
Real Estate 0.50% 0.56% - - - 14.41% - - 15.47%
Consumer Discretionary 3.40% 1.60% - - - - - - 5.00%
Consumer Staples 3.02% 1.18% - - - - - - 4.20%
Energy 1.42% 0.65% - - - - - - 2.07%
Utilities 1.23% 1.28% - - - - - - 2.51%
Health Care 1.16% 0.91% - - - - - - 2.07%
Industrials 4.67% 3.69% - - - - - - 8.36%
Basic Materials 0.82% 0.91% - - - - - - 1.72%
Cash and Equivalents - - - - - - - 2.33% 2.33%
Bonds - - 2.05% 10.71% - - - - 12.76%
Non-Classified 0.21% 0.02% - - - 3.31% 22.09% - 25.62%

Important Information

The Industry Classification Benchmark is a product of FTSE International Limited and has been licensed for use. This factsheet is for investment professionals and is for information purposes only.

Should you wish to present any of this content to your client, please refer to similar pages on pru.co.uk. You should refer to your client’s policy documentation and supporting brochures for fund availability, investment strategy, any product information and charges. Every care has been taken in populating this output, however it must be appreciated that neither Broadridge, Prudential nor their sources guarantee the accuracy, adequacy or completeness of this information or make any warranties regarding results from its usage.

Identification Codes

Sedol Code BTHH0D9
Mex Code BDAAEJ
Isin Code GB00BTHH0D93
Citi Code M25O

Fund Charges

Entry Charge 0.00%
Ongoing Charges 1.12%

Aims and Benchmark

Aims The objective of the Fund is to provide income together with the potential for capital growth over the long-term, being five years or more. Five years is also the minimum recommended period for holding shares in this Fund. This does not mean that the Fund will achieve the objective over this, or any other, specific time period and there is a risk of loss to the original capital invested. Income will be paid monthly as dividend distributions.
Benchmark IA Mixed Investment 20-60% Shares Sector
Benchmark Category Comparator
IA Sector Mixed Investment 20-60% Shares

Fund Background

Valuation frequency Daily
Valuation point 12:00
Fund type OEIC
Launch price £1.00
Fund currency Pound Sterling
Fund domicile United Kingdom
ISA allowable Yes
SIPP allowable Yes

Distribution Details

Income frequency Monthly
Distribution Type No income
Distribution Payment Basis Gross

Distribution Dates

Ex dividend date(s) Income payment date(s)
01 January 28 January
01 February 28 February
01 March 28 March
01 April 28 April
01 May 28 May
01 June 28 June
01 July 28 July
01 August 28 August
01 September 28 September
01 October 28 October
01 November 28 November
01 December 28 December

Ratings

FE Crown Crown Rating of 2

Effect of Deductions

Assuming a growth rate of 6.00% Assuming a growth rate of 7.00%
- -

Fund Administration

Fund Trustee/Depository Northern Trust Investor Services Limited
Fund Administrator Northern Trust Global Services SE
Fund Registrar Northern Trust Global Services SE
Fund Custodian The Northern Trust Company

Group Details

Group name Premier Miton Investors
Group address Eastgate Court High Street Guildford Surrey GU1 3DE
Group telephone 0845 6056363
Dealing telephone -
Email sales@premierfunds.co.uk
Homepage www.premiermiton.com
Fax number 01483 300845

Dealing

Minimum Investment £250000
Minimum Top Up £25000
Minimum Regular Saving -
Settlement Period: Buy 4 days
Settlement Period: Sell 4 days
Pricing Basis Forward
Dealing Decimals 3

Important Information

Ongoing charges may vary in the future and may be higher than they are now.

This factsheet is for investment professionals and is for information purposes only. Should you wish to present any of this content to your client, please refer to similar pages on pru.co.uk. You should refer to your client’s policy documentation and supporting brochures for fund availability, investment strategy, any product information and charges. Every care has been taken in populating this output, however it must be appreciated that neither Broadridge, Prudential nor their sources guarantee the accuracy, adequacy or completeness of this information or make any warranties regarding results from its usage.

Important Information

Source of performance data: FE fundinfo. We can’t predict the future. Past performance isn’t a guide to future performance. The figures shown are intended only to demonstrate performance history of the fund, after allowing for the impact of ongoing charges, but take no account of product charges. Ongoing charges may vary in the future and may be higher than they are now. Fund performance is based upon the movement of the daily price and is shown as total return in GBP with income reinvested. The value of your client’s investment can go down as well as up and the amount your client gets back may be less than they put in.

This factsheet is for investment professionals and is for information purposes only. Should you wish to present any of this content to your client, please refer to similar pages on pru.co.uk. You should refer to your client’s policy documentation and supporting brochures for fund availability, investment strategy, any product information and charges. Every care has been taken in populating this output, however it must be appreciated that neither Broadridge, Prudential nor their sources guarantee the accuracy, adequacy or completeness of this information or make any warranties regarding results from its usage.

"Prudential" is a trading name of The Prudential Assurance Company Limited, which is registered in England and Wales. Registered office at 10 Fenchurch Avenue, London EC3M 5AG. Registered number 15454. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.