Prudential PruFund Planet 4 Account Ser E
Performance
Discrete performance - to last month end
| 30/11/19 to 30/11/20 |
30/11/20 to 30/11/21 |
30/11/21 to 30/11/22 |
30/11/22 to 30/11/23 |
30/11/23 to 30/11/24 |
|
|---|---|---|---|---|---|
| Fund | n/a | n/a | 5.2% | 6.6% | 6.7% |
Annualised performance
| Annualised | ||||
|---|---|---|---|---|
| 3 Years to 30/11/24 |
5 Years to 30/11/24 |
10 Years to 30/11/24 |
||
| Fund | 6.2% | n/a | n/a | |
Fund Aims
The fund aims to produce growth over the medium to long-term (5 to 10 years or more) while smoothing some of the ups and downs of short-term investment performance. The fund spreads investment risk by investing in a range of different asset types, which currently includes UK and international equities, property, fixed interest securities, index-linked securities and other specialist investments. The fund is actively managed and aims to limit the fluctuations (‘volatility’) the fund experiences to 14.5% per annum (before smoothing). There is no guarantee the fund will achieve its objective of managing the volatility below this limit. In addition to generating financial returns most of the underlying funds apply at least one of the three ESG investing approaches: 1. Mitigating Environmental, Social and Governance risks and minimising negative outcomes 2. Pursuing Environmental, Social and Governance opportunities 3. Focussing on addressing environmental and social issues.
Fund Manager
The M&G Treasury and Investment Office (T&IO) is our team of in-house investment strategists and ‘manager of managers’ for Pru in the UK. They are independent of the various underlying asset management businesses within M&G plc and carry out various stages of the investment process including setting the strategic asset allocation, manager selection and oversight and portfolio management*. The team includes investment professionals with expertise in capital market research, investment strategy design, liability management, derivatives and portfolio management.
Fund Overview
| Bid (20/12/2024) | 122.20 |
| Offer | n/a |
| Fund size | - |
| Launch date | 26/07/2021 |
Fund Charges
| Annual Management Charge (AMC) | 0.80% |
| Further Costs | 0.27% |
| Yearly Total | 1.07% |
Asset Allocation
| North American Equities |
|
12.30% |
| UK Equities |
|
11.80% |
| Asia ex. Japan Equities |
|
9.60% |
| UK Real Estate |
|
8.60% |
| UK Investment Grade |
|
7.90% |
| Asia Fixed Interest |
|
5.30% |
| Private High Yield |
|
4.30% |
| Global Emerging Markets Equities |
|
4.00% |
| US Investment Grade |
|
3.70% |
| Private Equity |
|
3.40% |
| Infrastructure |
|
3.40% |
| Cash & Equivalents |
|
3.20% |
| Japanese Equities |
|
2.80% |
| Emerging Market Debt |
|
2.80% |
| Tactical Investment Opportunities |
|
2.70% |
| European Equities |
|
2.60% |
| Europe Investment Grade |
|
2.30% |
| Lower Risk Private Credit |
|
2.30% |
| Global High Yield |
|
1.90% |
| Asia Real Estate |
|
1.60% |
| US Treasury |
|
1.20% |
| North America Real Estate |
|
1.00% |
| Europe ex UK Real Estate |
|
0.90% |
| US High Yield |
|
0.30% |
| China Equities |
|
0.10% |
Important Information
Because of changes in exchange rates the value of your investment, as well as any money you take from it, can go down as well as up.
We can't predict the future. Past Performance isn't a guide to future performance. For the range of PruFund funds, what you receive will depend on the value of the underlying investments, the smoothing process, our charges, and when you take your money out.
Source of portfolio data: Broadridge. Source of performance data: FE fundinfo. We can’t predict the future. Past performance isn’t a guide to future performance. The figures shown are intended only to demonstrate performance history of the fund, after allowing for the impact of fund charges and further costs, but take no account of product charges. Charges and further costs may vary in the future and may be higher than they are now. Fund performance is based upon the movement of the daily price and is shown as total return in GBP with gross income reinvested. The value of your investment can go down as well as up so you might get back less than you put in.
This factsheet is for information purposes only. If there is information or terminology included that you would like to discuss, then please contact an adviser. Investors should refer to their policy documentation and supporting brochures for fund availability, investment strategy, any product information and charges. Every care has been taken in populating this output, however it must be appreciated that neither Broadridge, Prudential nor their sources guarantee the accuracy, adequacy or completeness of this information or make any warranties regarding results from its usage.
Environmental, Social and Governance (ESG) related fund measures
Explanation of Climate Metric
ESG Category Definition
ESG Risk Focused
An approach that considers the risk of impacts on the value of an investment caused by an ESG issue. For example, considering where a company’s share price might be impacted by the possible negative effects of its products, services or operations. A broad range of exclusions are applied*.
ESG Opportunity Focused
An approach that actively looks to invest in ESG opportunities. For example, by investing in companies that aim to operate in a more sustainable way, compared to their competitors, over time and therefore potentially giving them an advantage. A broad range of exclusions are applied*.
ESG Solution Focused
An approach that proactively looks for solutions to ESG challenges. For example, this could mean investing in solutions that target pressing social or environmental issues. A broad range of exclusions are applied*.
Climate Metric
| Weighted Average Carbon Intensity - source: MSCI | 97.6 |
| Greenhouse Gas Intensity (Property) - source: Evora | 2.8 |
| Coverage (number of funds covered) | 25 out of 31 |
ESG Category Breakdown
| Weight | ||
| ESG Risk Focused | 16.28% | |
| ESG Opportunity Focused | 40.05% | |
| ESG Solution Focused | 43.67% | |
| Uncategorised Assets** | 0.00% |
ESG Category Aggregated % by Asset Classes
| Asset Class | ESG Risk Focused | ESG Opportunity Focused | ESG Solution Focused | Total |
|---|---|---|---|---|
| Equity | 0.00% | 25.91% | 16.90% | 42.81% |
| Fixed Income | 1.76% | 9.28% | 15.28% | 26.33% |
| Alternatives | 0.00% | 0.47% | 11.48% | 11.95% |
| Property | 13.04% | 1.68% | 0.00% | 14.73% |
| Cash | 1.48% | 0.00% | 0.00% | 1.48% |
| Tactical Asset Allocation | 0.00% | 2.71% | 0.00% | 2.71% |
| Uncategorised Assets | 0.00% | 0.00% | 0.00% | 0.00% |
Exclusions*
Exclusions (or places we aim to avoid investing in) apply to sectors such as controversial weapons, coal, adult entertainment, gambling and United Nations Global Compact violators (which focus on areas such as human rights, labour standards and anti-corruption). In some instances the funds PruFund Planet invests in may not align with all of these exclusions, although T&IO aim to ensure adherence to their ESG Policy to the greatest extent possible. There are instances where a particular fund may not feature a sector exclusion, but by the nature of its strategy it is unlikely to invest in that sector. For example, a fund investing in the water industry is unlikely to also hold a tobacco company.
You can find out more about PruFund Planet at www.pru.co.uk/investments/investing-for-good/prufund-planet/. For more information specifically about exclusions then please speak to your financial adviser.
Uncategorised Assets**
The percentage amounts held in Risk, Opportunity and Solution Focussed may not always add up to exactly 100%. This can be due to an asset that we want to invest into not being immediately available (Property for example). When that happens we may invest in an alternative asset, which we think can give us a similar return, but which isn’t categorised. We will aim to minimise the amount of time that we are invested in these alternative assets and, over the longer term, we will always aim to invest in assets that can be categorised as either Risk, Opportunity or Solution Focused.
Important Information
This factsheet is for information purposes only. If there is information or terminology included that you would like to discuss, then please contact an adviser. Investors should refer to their policy documentation and supporting brochures for fund availability, investment strategy, any product information and charges. Every care has been taken in populating this output, however it must be appreciated that neither Broadridge, Prudential nor their sources guarantee the accuracy, adequacy or completeness of this information or make any warranties regarding results from its usage.
Asset Allocation
| North American Equities |
|
12.30% |
| UK Equities |
|
11.80% |
| Asia ex. Japan Equities |
|
9.60% |
| UK Real Estate |
|
8.60% |
| UK Investment Grade |
|
7.90% |
| Asia Fixed Interest |
|
5.30% |
| Private High Yield |
|
4.30% |
| Global Emerging Markets Equities |
|
4.00% |
| US Investment Grade |
|
3.70% |
| Private Equity |
|
3.40% |
| Infrastructure |
|
3.40% |
| Cash & Equivalents |
|
3.20% |
| Japanese Equities |
|
2.80% |
| Emerging Market Debt |
|
2.80% |
| Tactical Investment Opportunities |
|
2.70% |
| European Equities |
|
2.60% |
| Europe Investment Grade |
|
2.30% |
| Lower Risk Private Credit |
|
2.30% |
| Global High Yield |
|
1.90% |
| Asia Real Estate |
|
1.60% |
| US Treasury |
|
1.20% |
| North America Real Estate |
|
1.00% |
| Europe ex UK Real Estate |
|
0.90% |
| US High Yield |
|
0.30% |
| China Equities |
|
0.10% |
Important Information
Because of changes in exchange rates the value of your investment, as well as any money you take from it, can go down as well as up.
We can't predict the future. Past Performance isn't a guide to future performance. For the range of PruFund funds, what you receive will depend on the value of the underlying investments, the smoothing process, our charges, and when you take your money out.
This factsheet is for information purposes only. If there is information or terminology included that you would like to discuss, then please contact an adviser. Investors should refer to their policy documentation and supporting brochures for fund availability, investment strategy, any product information and charges. Every care has been taken in populating this output, however it must be appreciated that neither Broadridge, Prudential nor their sources guarantee the accuracy, adequacy or completeness of this information or make any warranties regarding results from its usage.
Identification Codes
| Sedol Code | BN7BX96 |
| Mex Code | PUAABY |
| Isin Code | GB00BN7BX960 |
| Citi Code | DQNV |
Fund Charges
| Annual Management Charge (AMC) | 0.80% |
| Further Costs | 0.27% |
| Yearly Total | 1.07% |
Aims and Benchmark
| Aims | The fund aims to produce growth over the medium to long-term (5 to 10 years or more) while smoothing some of the ups and downs of short-term investment performance. The fund spreads investment risk by investing in a range of different asset types, which currently includes UK and international equities, property, fixed interest securities, index-linked securities and other specialist investments. The fund is actively managed and aims to limit the fluctuations (‘volatility’) the fund experiences to 14.5% per annum (before smoothing). There is no guarantee the fund will achieve its objective of managing the volatility below this limit. In addition to generating financial returns most of the underlying funds apply at least one of the three ESG investing approaches: 1. Mitigating Environmental, Social and Governance risks and minimising negative outcomes 2. Pursuing Environmental, Social and Governance opportunities 3. Focussing on addressing environmental and social issues. |
| Benchmark | Not benchmarked |
| ABI Sector | Unclassified |
Important Information
Because of changes in exchange rates the value of your investment, as well as any money you take from it, can go down as well as up.
We can't predict the future. Past Performance isn't a guide to future performance. For the range of PruFund funds, what you receive will depend on the value of the underlying investments, the smoothing process, our charges, and when you take your money out.
Charges and further costs may vary in the future and may be higher than they are now.
This factsheet is for information purposes only. If there is information or terminology included that you would like to discuss, then please contact an adviser. Investors should refer to their policy documentation and supporting brochures for fund availability, investment strategy, any product information and charges. Every care has been taken in populating this output, however it must be appreciated that neither Broadridge, Prudential nor their sources guarantee the accuracy, adequacy or completeness of this information or make any warranties regarding results from its usage.
Important Information
Because of changes in exchange rates the value of your investment, as well as any money you take from it, can go down as well as up.
We can't predict the future. Past Performance isn't a guide to future performance. For the range of PruFund funds, what you receive will depend on the value of the underlying investments, the smoothing process, our charges, and when you take your money out.
Source of performance data: FE fundinfo. We can’t predict the future. Past performance isn’t a guide to future performance. The figures shown are intended only to demonstrate performance history of the fund, after allowing for the impact of fund charges and further costs, but take no account of product charges. Charges and further costs may vary in the future and may be higher than they are now. Fund performance is based upon the movement of the daily price and is shown as total return in GBP with gross income reinvested. The value of your investment can go down as well as up so you might get back less than you put in.
This factsheet is for information purposes only. If there is information or terminology included that you would like to discuss, then please contact an adviser. Investors should refer to their policy documentation and supporting brochures for fund availability, investment strategy, any product information and charges. Every care has been taken in populating this output, however it must be appreciated that neither Broadridge, Prudential nor their sources guarantee the accuracy, adequacy or completeness of this information or make any warranties regarding results from its usage.
"Prudential" is a trading name of The Prudential Assurance Company Limited, which is registered in England and Wales. Registered office at 10 Fenchurch Avenue, London EC3M 5AG. Registered number 15454. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.