Interactive Factsheet - Prudential PruFund Planet 5 Account Ser E

Prudential PruFund Planet 5 Account Ser E

Essentials ESG Measures Portfolio Analysis Background Data Investment Risk Performance View PDF Factsheet

Portfolio data accurate as at: 31/10/24

Performance

Discrete performance - to last month end

	30/11/19 to 30/11/20	30/11/20 to 30/11/21	30/11/21 to 30/11/22	30/11/22 to 30/11/23	30/11/23 to 30/11/24
Fund	n/a	n/a	5.5%	6.9%	7.1%

Annualised performance

		Annualised
		3 Years to 30/11/24	5 Years to 30/11/24	10 Years to 30/11/24
Fund		6.5%	n/a	n/a

Fund Aims

The fund aims to produce growth over the medium to long-term (5 to 10 years or more) while smoothing some of the ups and downs of short-term investment performance. The fund spreads investment risk by investing in a range of different asset types, which currently includes UK and international equities, property, fixed interest securities, index-linked securities and other specialist investments. The fund is actively managed and aims to limit the fluctuations (‘volatility’) the fund experiences to 17% per annum (before smoothing). There is no guarantee the fund will achieve its objective of managing the volatility below this limit. In addition to generating financial returns most of the underlying funds apply at least one of the three ESG investing approaches: 1. Mitigating Environmental, Social and Governance risks and minimising negative outcomes 2. Pursuing Environmental, Social and Governance opportunities 3. Focussing on addressing environmental and social issues.

Fund Manager

M&G Treasury & Investment Office manager for 3 years and 4 months

Photo of M&G Treasury & Investment Office The M&G Treasury and Investment Office (T&IO) is our team of in-house investment strategists and ‘manager of managers’ for Pru in the UK. They are independent of the various underlying asset management businesses within M&G plc and carry out various stages of the investment process including setting the strategic asset allocation, manager selection and oversight and portfolio management*. The team includes investment professionals with expertise in capital market research, investment strategy design, liability management, derivatives and portfolio management.

Fund Overview

Bid (20/12/2024)	123.40
Offer	n/a
Fund size	-
Launch date	26/07/2021

Fund Charges

Annual Management Charge (AMC)	0.80%
Further Costs	0.32%
Yearly Total	1.12%

Portfolio data accurate as at: 31/10/24

Asset Allocation

North American Equities		15.70%
UK Equities		15.20%
Asia ex. Japan Equities		12.70%
UK Real Estate		9.40%
Global Emerging Markets Equities		5.30%
Private High Yield		4.00%
Private Equity		3.90%
Japanese Equities		3.80%
UK Investment Grade		3.80%
European Equities		3.40%
Infrastructure		3.40%
Tactical Investment Opportunities		2.80%
Asia Fixed Interest		2.60%
Cash & Equivalents		2.60%
US Investment Grade		1.80%
Asia Real Estate		1.70%
Lower Risk Private Credit		1.50%
Emerging Market Debt		1.40%
Europe Investment Grade		1.10%
Global High Yield		1.10%
Europe ex UK Real Estate		1.00%
North America Real Estate		1.00%
US Treasury		0.60%
China Equities		0.10%
US High Yield		0.10%

Important Information

Because of changes in exchange rates the value of your investment, as well as any money you take from it, can go down as well as up.

We can't predict the future. Past Performance isn't a guide to future performance. For the range of PruFund funds, what you receive will depend on the value of the underlying investments, the smoothing process, our charges, and when you take your money out.

Source of portfolio data: Broadridge. Source of performance data: FE fundinfo. We can’t predict the future. Past performance isn’t a guide to future performance. The figures shown are intended only to demonstrate performance history of the fund, after allowing for the impact of fund charges and further costs, but take no account of product charges, or any Annual Management Charge paid for by the deduction of units. Charges and further costs may vary in the future and may be higher than they are now. Fund performance is based upon the movement of the daily price and is shown as total return in GBP with gross income reinvested. The value of your client’s investment can go down as well as up and the amount your client gets back may be less than they put in.

This factsheet is for investment professionals and is for information purposes only. Should you wish to present any of this content to your client, please refer to similar pages on pru.co.uk. You should refer to your client’s policy documentation and supporting brochures for fund availability, investment strategy, any product information and charges. Every care has been taken in populating this output, however it must be appreciated that neither Broadridge, Prudential nor their sources guarantee the accuracy, adequacy or completeness of this information or make any warranties regarding results from its usage.

Portfolio data accurate as at: 31/12/23

Environmental, Social and Governance (ESG) related fund measures

Explanation of Climate Metric

The Weighted Average Carbon Intensity (WACI) is a metric used to report our funds’ carbon (CO2) emissions based on the companies the fund invests in. It is a measure of how much CO2 is being emitted per million of sales by those companies. For investment in Property we work out a Greenhouse Gas Intensity metric. This differs slightly from the WACI as it’s based on emissions per million of assets under management. The level of carbon emissions is not a specific fund objective.

ESG Category Definition

ESG Risk Focused

An approach that considers the risk of impacts on the value of an investment caused by an ESG issue. For example, considering where a company’s share price might be impacted by the possible negative effects of its products, services or operations. A broad range of exclusions are applied*.

ESG Opportunity Focused

An approach that actively looks to invest in ESG opportunities. For example, by investing in companies that aim to operate in a more sustainable way, compared to their competitors, over time and therefore potentially giving them an advantage. A broad range of exclusions are applied*.

ESG Solution Focused

An approach that proactively looks for solutions to ESG challenges. For example, this could mean investing in solutions that target pressing social or environmental issues. A broad range of exclusions are applied*.

Climate Metric

Weighted Average Carbon Intensity - source: MSCI	103.6
Greenhouse Gas Intensity (Property) - source: Evora	2.8
Coverage (number of funds covered)	26 out of 32

ESG Category Breakdown

		Weight
	ESG Risk Focused	12.54%
	Cash M&G Asian Property M&G European Property Prudential Real Estate Limited Partnership Morgan Stanley Prime Property Fund M&G Asia Property Fund BlackRock iShares US Dollar Corporate Bond ETF
	ESG Opportunity Focused	47.19%
	Ecofin US Renewables Infrastructure M&G ESG Emerging Market Debt M&G ESG High Yield M&G MASA (Multi Asset Sustainable Allocation) M&G Residential Fund M&G Sustainable Loan Fund BlackRock ESG UK Optimised BlackRock ESG Japan Optimised BlackRock ESG Asia Ex-Japan Optimised BlackRock ESG Global Emerging Markets Optimised M&G (ACS) BlackRock Europe ex UK Equity Fund Manulife Sustainable Asia Bond Fund M&G (ACS) BlackRock US Equity Fund M&G Real Estate Residential Fund
	ESG Solution Focused	40.27%
	M&G Better Health M&G Impact Financing Fund GBP Series C M&G Positive Impact Pictet Global Environmental Opportunities Private Equity Impact Fund Robeco Gender Equality Impact Robeco Sustainable Water Wellington Climate Strategy Fund Wellington Global Impact Bond M&G Lux Raif Catalyst Capital Fund M&G Real Impact Fund Threadneedle UK Social Bond Fund M&G Lux Raif Catalyst Credit Fund Responsability Asia Sustainable Food Fund II Responsability LATAM Sustainable Food Fund I responsAbility Global Micro and SME Finance Fund
	Uncategorised Assets**	0.00%
	ISHARES UK Property UCITS ETF

ESG Category Aggregated % by Asset Classes

Asset Class	ESG Risk Focused	ESG Opportunity Focused	ESG Solution Focused	Total
Equity	0.00%	35.52%	21.59%	57.11%
Fixed Income	1.10%	5.16%	7.06%	13.32%
Alternatives	0.00%	0.15%	11.62%	11.77%
Property	10.92%	3.43%	0.00%	14.35%
Cash	0.52%	0.00%	0.00%	0.52%
Tactical Asset Allocation	0.00%	2.94%	0.00%	2.94%
Uncategorised Assets	0.00%	0.00%	0.00%	0.00%

Exclusions*

Exclusions (or places we aim to avoid investing in) apply to sectors such as controversial weapons, coal, adult entertainment, gambling and United Nations Global Compact violators (which focus on areas such as human rights, labour standards and anti-corruption). In some instances the funds PruFund Planet invests in may not align with all of these exclusions, although T&IO aim to ensure adherence to their ESG Policy to the greatest extent possible. There are instances where a particular fund may not feature a sector exclusion, but by the nature of its strategy it is unlikely to invest in that sector. For example, a fund investing in the water industry is unlikely to also hold a tobacco company.

You can find out more about PruFund Planet at www.pruadviser.co.uk/funds/prufund-planet/. For more information on exclusions see the PruFund Planet Due Diligence document (GENM100064405).

Uncategorised Assets**

The percentage amounts held in Risk, Opportunity and Solution Focussed may not always add up to exactly 100%. This can be due to an asset that we want to invest into not being immediately available (Property for example). When that happens we may invest in an alternative asset, which we think can give us a similar return, but which isn’t categorised. We will aim to minimise the amount of time that we are invested in these alternative assets and, over the longer term, we will always aim to invest in assets that can be categorised as either Risk, Opportunity or Solution Focused.

Important Information

Portfolio data accurate as at: 31/10/24

Asset Allocation

North American Equities		15.70%
UK Equities		15.20%
Asia ex. Japan Equities		12.70%
UK Real Estate		9.40%
Global Emerging Markets Equities		5.30%
Private High Yield		4.00%
Private Equity		3.90%
Japanese Equities		3.80%
UK Investment Grade		3.80%
European Equities		3.40%
Infrastructure		3.40%
Tactical Investment Opportunities		2.80%
Asia Fixed Interest		2.60%
Cash & Equivalents		2.60%
US Investment Grade		1.80%
Asia Real Estate		1.70%
Lower Risk Private Credit		1.50%
Emerging Market Debt		1.40%
Europe Investment Grade		1.10%
Global High Yield		1.10%
Europe ex UK Real Estate		1.00%
North America Real Estate		1.00%
US Treasury		0.60%
China Equities		0.10%
US High Yield		0.10%

Important Information

Because of changes in exchange rates the value of your investment, as well as any money you take from it, can go down as well as up.

Identification Codes

Sedol Code	BN7BXC9
Mex Code	PUAABW
Isin Code	GB00BN7BXC90
Citi Code	HUVD

Fund Charges

Annual Management Charge (AMC)	0.80%
Further Costs	0.32%
Yearly Total	1.12%

Aims and Benchmark

Aims	The fund aims to produce growth over the medium to long-term (5 to 10 years or more) while smoothing some of the ups and downs of short-term investment performance. The fund spreads investment risk by investing in a range of different asset types, which currently includes UK and international equities, property, fixed interest securities, index-linked securities and other specialist investments. The fund is actively managed and aims to limit the fluctuations (‘volatility’) the fund experiences to 17% per annum (before smoothing). There is no guarantee the fund will achieve its objective of managing the volatility below this limit. In addition to generating financial returns most of the underlying funds apply at least one of the three ESG investing approaches: 1. Mitigating Environmental, Social and Governance risks and minimising negative outcomes 2. Pursuing Environmental, Social and Governance opportunities 3. Focussing on addressing environmental and social issues.
Benchmark	Not benchmarked
ABI Sector	Unclassified

Important Information

Because of changes in exchange rates the value of your investment, as well as any money you take from it, can go down as well as up.

Charges and further costs may vary in the future and may be higher than they are now.

Risk Analysis

Ratio	Value
Alpha	6.48
Beta	0.00
Sharpe	11.21
Standard Deviation	0.27
Info Ratio	0.68

Important Information

Because of changes in exchange rates the value of your investment, as well as any money you take from it, can go down as well as up.

The risk factor definitions are provided by Broadridge. These definitions may differ from those of Prudential or any underlying fund manager. The data itself is provided by Prudential or the underlying fund manager.

Important Information

Because of changes in exchange rates the value of your investment, as well as any money you take from it, can go down as well as up.

Source of performance data: FE fundinfo. We can’t predict the future. Past performance isn’t a guide to future performance. The figures shown are intended only to demonstrate performance history of the fund, after allowing for the impact of fund charges and further costs, but take no account of product charges, or any Annual Management Charge paid for by the deduction of units. Charges and further costs may vary in the future and may be higher than they are now. Fund performance is based upon the movement of the daily price and is shown as total return in GBP with gross income reinvested. The value of your client’s investment can go down as well as up and the amount your client gets back may be less than they put in.

"Prudential" is a trading name of The Prudential Assurance Company Limited, which is registered in England and Wales. Registered office at 10 Fenchurch Avenue, London EC3M 5AG. Registered number 15454. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.