M&G European Index Tracker Class A GBP Acc
Report And Accounts
Simplified Prospectus / KIID
Performance
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Top 10 Holdings
| Stock | % Weight |
|---|---|
| NESTLE S.A. | 4.00 |
| ASML HOLDING N.V. | 3.65 |
| Northern Trust The Sterling Fund Class E | 3.56 |
| NOVO NORDISK A/S | 3.17 |
| EURO STOXX 50 JUN 23 EUR | 2.96 |
| ROCHE HLDG AG | 2.90 |
| LVMH MOET HENNESSY VUITTON | 2.71 |
| NOVARTIS AG | 2.41 |
| SAP SE | 1.83 |
| TOTAL SE | 1.62 |
| Total | 28.82 |
Fund Aims
The Fund aims to track the performance of the FTSE World Europe ex UK Index, gross of the Ongoing Charge Figure (OCF).
The return received by shareholders will be reduced by the effects of charges.
Fund Manager
Nigel Booth is head of index funds and manages some 20 index funds. Before joining M&G, he was responsible for index/passive funds and derivatives dealing at Insight Investment. Nigel graduated in business studies.
Fund Overview
| Mid (30/06/2023) | 163.23p |
| Historic yield | 2.24% |
| Fund size (31/05/2023) | £88.25m |
| Number of holdings | 455 |
| Entry Charge | - |
| Ongoing Charges | 0.50% |
| Launch date | 31/01/2000 |
Asset Allocation
| International Equities | 96.53% | |
| Money Market | 3.56% | |
| International Bonds | 0.42% | |
| Property | 0.24% | |
| UK Equities | 0.04% | |
| Cash and Equivalents | -1.13% | |
| Alternative Trading Strategies | -2.62% | |
| Other Assets | 2.96% |
Important Information
Source of portfolio data: Broadridge. Source of performance data: FE fundinfo. We can’t predict the future. Past performance isn’t a guide to future performance. The figures shown are intended only to demonstrate performance history of the fund, after allowing for the impact of ongoing charges, but take no account of product charges. Ongoing charges may vary in the future and may be higher than they are now. Fund performance is based upon the movement of the daily price and is shown as total return in GBP with income reinvested. The value of your client’s investment can go down as well as up and the amount your client gets back may be less than they put in.
This factsheet is for investment professionals and is for information purposes only. You should refer to your client's policy documentation and supporting brochures for fund availability, investment strategy, any product information and charges. Every care has been taken in populating this output, however it must be appreciated that neither Broadridge, Prudential nor their sources guarantee the accuracy, adequacy or completeness of this report or make any warranties regarding results from its usage.
Asset Allocation
| International Equities | 96.53% | |
| Money Market | 3.56% | |
| International Bonds | 0.42% | |
| Property | 0.24% | |
| UK Equities | 0.04% | |
| Cash and Equivalents | -1.13% | |
| Alternative Trading Strategies | -2.62% | |
| Other Assets | 2.96% |
Equity Sector Breakdown
| Industry | Supersector | Sector | Subsector | ||
|---|---|---|---|---|---|
| Industrials | 17.28% | - | - | - | |
| Industrial Goods & Services | - | 13.50% | - | - | |
| Electronic & Electrical Equipment | - | - | 2.84% | - | |
| Electrical Components | - | - | - | 2.44% | |
| Electronic Equipment: Control & Filter | - | - | - | 0.35% | |
| Electronic Equipment: Other | - | - | - | 0.05% | |
| Industrial Transportation | - | - | 2.46% | - | |
| Transportation Services | - | - | - | 0.82% | |
| Delivery Services | - | - | - | 0.58% | |
| Commercial Vehicles & Parts | - | - | - | 0.55% | |
| Marine Transportation | - | - | - | 0.34% | |
| Railroads | - | - | - | 0.09% | |
| Railroad Equipment | - | - | - | 0.07% | |
| Industrial Engineering | - | - | 2.37% | - | |
| Machinery: Construction & Handling | - | - | - | 1.00% | |
| Machinery: Industrial | - | - | - | 0.84% | |
| Machinery: Tools | - | - | - | 0.24% | |
| Machinery: Agricultural | - | - | - | 0.16% | |
| Machinery: Specialty | - | - | - | 0.07% | |
| Machinery: Engines | - | - | - | 0.06% | |
| Aerospace & Defence | - | - | 2.22% | - | |
| Aerospace | - | - | - | 1.82% | |
| Defense | - | - | - | 0.39% | |
| General Industrials | - | - | 2.06% | - | |
| Diversified Industrials | - | - | - | 1.85% | |
| Containers & Packaging | - | - | - | 0.15% | |
| Glass | - | - | - | 0.05% | |
| Industrial Support Services | - | - | 1.55% | - | |
| Transaction Processing Services | - | - | - | 0.97% | |
| Professional Business Support Services | - | - | - | 0.23% | |
| Security Services | - | - | - | 0.21% | |
| Business Training & Employment Agencies | - | - | - | 0.14% | |
| Construction & Materials | - | 3.79% | - | - | |
| Construction & Materials | - | - | 3.79% | - | |
| Building Materials: Other | - | - | - | 1.23% | |
| Construction | - | - | - | 1.13% | |
| Cement | - | - | - | 0.61% | |
| Engineering & Contracting Services | - | - | - | 0.33% | |
| Building: Climate Control | - | - | - | 0.25% | |
| Building, Roofing/Wallboard & Plumbing | - | - | - | 0.23% | |
| Health Care | 15.92% | - | - | - | |
| Health Care | - | 15.92% | - | - | |
| Pharmaceuticals & Biotechnology | - | - | 12.77% | - | |
| Pharmaceuticals | - | - | - | 11.26% | |
| Biotechnology | - | - | - | 1.51% | |
| Medical Equipment & Services | - | - | 2.89% | - | |
| Medical Supplies | - | - | - | 1.79% | |
| Medical Equipment | - | - | - | 1.00% | |
| Medical Services | - | - | - | 0.10% | |
| Health Care Providers | - | - | 0.25% | - | |
| Health Care Services | - | - | - | 0.25% | |
| Financials | 15.43% | - | - | - | |
| Banks | - | 7.05% | - | - | |
| Banks | - | - | 7.05% | - | |
| Banks | - | - | - | 7.05% | |
| Insurance | - | 5.52% | - | - | |
| Non-life Insurance | - | - | 4.94% | - | |
| Full Line Insurance | - | - | - | 3.44% | |
| Reinsurance | - | - | - | 1.23% | |
| Property & Casualty Insurance | - | - | - | 0.27% | |
| Life Insurance | - | - | 0.59% | - | |
| Life Insurance | - | - | - | 0.59% | |
| Financial Services | - | 2.85% | - | - | |
| Investment Banking & Brokerage Services | - | - | 2.82% | - | |
| Asset Managers & Custodians | - | - | - | 1.31% | |
| Diversified Financial Services | - | - | - | 1.05% | |
| Investment Services | - | - | - | 0.46% | |
| Finance & Credit Services | - | - | 0.04% | - | |
| Financial Data & Systems | - | - | - | 0.04% | |
| Consumer Discretionary | 13.31% | - | - | - | |
| Consumer Products & Services | - | 7.87% | - | - | |
| Personal Goods | - | - | 7.20% | - | |
| Clothing & Accessories | - | - | - | 4.21% | |
| Cosmetics | - | - | - | 1.33% | |
| Luxury Items | - | - | - | 1.26% | |
| Footwear | - | - | - | 0.40% | |
| Household Goods & Home Construction | - | - | 0.39% | - | |
| Household Equipment & Products | - | - | - | 0.32% | |
| Household Appliance | - | - | - | 0.07% | |
| Consumer Services | - | - | 0.22% | - | |
| Consumer Services: Misc. | - | - | - | 0.18% | |
| Rental & Leasing Services: Consumer | - | - | - | 0.04% | |
| Leisure Goods | - | - | 0.07% | - | |
| Toys | - | - | - | 0.04% | |
| Electronic Entertainment | - | - | - | 0.02% | |
| Automobiles & Parts | - | 3.17% | - | - | |
| Automobiles & Parts | - | - | 3.17% | - | |
| Automobiles | - | - | - | 2.65% | |
| Tires | - | - | - | 0.28% | |
| Auto Parts | - | - | - | 0.17% | |
| Auto Services | - | - | - | 0.06% | |
| Media | - | 0.92% | - | - | |
| Media | - | - | 0.92% | - | |
| Publishing | - | - | - | 0.34% | |
| Radio & TV Broadcasters | - | - | - | 0.30% | |
| Media Agencies | - | - | - | 0.22% | |
| Entertainment | - | - | - | 0.06% | |
| Travel & Leisure | - | 0.69% | - | - | |
| Travel & Leisure | - | - | 0.69% | - | |
| Casinos & Gambling | - | - | - | 0.35% | |
| Airlines | - | - | - | 0.13% | |
| Restaurants & Bars | - | - | - | 0.11% | |
| Hotels & Motels | - | - | - | 0.09% | |
| Retail | - | 0.66% | - | - | |
| Retailers | - | - | 0.66% | - | |
| Apparel Retailers | - | - | - | 0.66% | |
| Specialty Retailers | - | - | - | 0.00% | |
| Technology | 9.37% | - | - | - | |
| Technology | - | 9.37% | - | - | |
| Technology Hardware & Equipment | - | - | 5.16% | - | |
| Production Technology Equipment | - | - | - | 3.91% | |
| Semiconductors | - | - | - | 1.15% | |
| Computer Hardware | - | - | - | 0.11% | |
| Software & Computer Services | - | - | 4.20% | - | |
| Software | - | - | - | 2.59% | |
| Computer Services | - | - | - | 0.81% | |
| Consumer Digital Services | - | - | - | 0.80% | |
| Consumer Staples | 8.83% | - | - | - | |
| Food, Beverage & Tobacco | - | 7.59% | - | - | |
| Food Producers | - | - | 5.60% | - | |
| Food Products | - | - | - | 5.49% | |
| Farming, Fishing, Ranching & Plantations | - | - | - | 0.11% | |
| Beverages | - | - | 1.98% | - | |
| Brewers | - | - | - | 1.27% | |
| Distillers & Vintners | - | - | - | 0.68% | |
| Soft Drinks | - | - | - | 0.03% | |
| Personal Care, Drug & Grocery Stores | - | 1.24% | - | - | |
| Personal Care, Drug & Grocery Stores | - | - | 1.24% | - | |
| Food Retailers & Wholesalers | - | - | - | 0.87% | |
| Personal Products | - | - | - | 0.37% | |
| Non-Classified | 6.73% | - | - | - | |
| Basic Materials | 4.31% | - | - | - | |
| Chemicals | - | 3.32% | - | - | |
| Chemicals | - | - | 3.32% | - | |
| Specialty Chemicals | - | - | - | 2.02% | |
| Chemicals: Diversified | - | - | - | 1.20% | |
| Fertilizers | - | - | - | 0.09% | |
| Basic Resources | - | 0.99% | - | - | |
| Industrial Metals & Mining | - | - | 0.54% | - | |
| Iron & Steel | - | - | - | 0.28% | |
| Aluminum | - | - | - | 0.11% | |
| Metal Fabricating | - | - | - | 0.08% | |
| Copper | - | - | - | 0.07% | |
| Industrial Materials | - | - | 0.45% | - | |
| Paper | - | - | - | 0.34% | |
| Forestry | - | - | - | 0.10% | |
| Utilities | 4.10% | - | - | - | |
| Utilities | - | 4.10% | - | - | |
| Electricity | - | - | 2.76% | - | |
| Conventional Electricity | - | - | - | 2.22% | |
| Alternative Electricity | - | - | - | 0.54% | |
| Gas, Water & Multi-utilities | - | - | 1.35% | - | |
| Multi-Utilities | - | - | - | 0.99% | |
| Water | - | - | - | 0.26% | |
| Gas Distribution | - | - | - | 0.10% | |
| Energy | 4.01% | - | - | - | |
| Energy | - | 4.01% | - | - | |
| Non-Renewable Energy | - | - | 3.50% | - | |
| Integrated Oil & Gas | - | - | - | 2.75% | |
| Oil Refining and Marketing | - | - | - | 0.37% | |
| Pipelines | - | - | - | 0.21% | |
| Oil: Crude Producers | - | - | - | 0.09% | |
| Oil Equipment & Services | - | - | - | 0.08% | |
| Renewable Energy | - | - | 0.51% | - | |
| Renewable Energy Equipment | - | - | - | 0.51% | |
| Telecommunications | 3.19% | - | - | - | |
| Telecommunications | - | 3.19% | - | - | |
| Telecommunications Service Providers | - | - | 2.71% | - | |
| Telecommunications Services | - | - | - | 2.71% | |
| Telecommunications Equipment | - | - | 0.48% | - | |
| Telecommunications Equipment | - | - | - | 0.48% | |
| Real Estate | 0.86% | - | - | - | |
| Real Estate | - | 0.86% | - | - | |
| Real Estate Investment & Services | - | - | 0.50% | - | |
| Real Estate Holding and Development | - | - | - | 0.50% | |
| Real Estate Investment Trusts | - | - | 0.36% | - | |
| Retail REITs | - | - | - | 0.13% | |
| Office REITs | - | - | - | 0.11% | |
| Industrial REITs | - | - | - | 0.05% | |
| Diversified REITs | - | - | - | 0.03% | |
| Residential REITs | - | - | - | 0.03% | |
| Bonds | 0.42% | - | - | - | |
| Cash and Equivalents | -1.13% | - | - | - | |
| Alternative Trading Strategies | -2.62% | - | - | - | |
| Alternative Trading Strategies | - | -2.62% | - | - | |
| Alternative Trading Strategies | - | - | -2.62% | - | |
| Alternative Trading Strategies | - | - | - | -2.62% | |
Regional Allocation
| Developed Europe - Excl UK | 93.13% | |
| Cash and Equivalents | 2.43% | |
| Non-Classified | 2.40% | |
| Emerging Europe | 1.76% | |
| Property | 0.24% | |
| UK | 0.04% |
Fixed Interest Currencies
| Non-Fixed Interest Assets | 100.71% | |
| Swedish Krona | 0.19% | |
| Swiss Franc | 0.18% | |
| Norwegian Krone | 0.05% | |
| Cash | -1.13% |
Regional Breakdown
| Region | Country | ||
|---|---|---|---|
| Developed Europe - Excl UK | 93.13% | - | |
France
|
- | 19.69% | |
Switzerland
|
- | 19.30% | |
Germany
|
- | 15.29% | |
Netherlands
|
- | 11.51% | |
Sweden
|
- | 6.11% | |
Denmark
|
- | 5.77% | |
Spain
|
- | 4.89% | |
Italy
|
- | 3.84% | |
Finland
|
- | 2.25% | |
Belgium
|
- | 1.55% | |
Norway
|
- | 1.32% | |
Ireland
|
- | 0.56% | |
Austria
|
- | 0.42% | |
Portugal
|
- | 0.33% | |
Luxembourg
|
- | 0.28% | |
| Cash and Equivalents | 2.43% | - | |
| Non-Classified | 2.40% | - | |
| Emerging Europe | 1.76% | - | |
Turkey
|
- | 0.75% | |
Greece
|
- | 0.40% | |
Poland
|
- | 0.28% | |
Hungary
|
- | 0.20% | |
Czech Republic
|
- | 0.14% | |
| Property | 0.24% | - | |
| UK | 0.04% | - | |
United Kingdom
|
- | 0.04% | |
Breakdown By Market Cap (%)
| Mega |
|
67.82% |
| Large |
|
20.42% |
| Medium |
|
4.68% |
| Small |
|
0.11% |
| Micro |
|
0.05% |
| Non-Classified |
|
7.64% |
| Bonds |
|
0.42% |
| Cash |
|
-1.13% |
Top 10 Holdings
| Stock | % Weight | Sector | Country | |
|---|---|---|---|---|
| 1 | NESTLE S.A. | 4.00% | Food Producers | Switzerland |
| 2 | ASML HOLDING N.V. | 3.65% | Technology Hardware & Equipment | Netherlands |
| 3 | Northern Trust The Sterling Fund Class E | 3.56% | Non-Classified | Cash and Equivalents |
| 4 | NOVO NORDISK A/S | 3.17% | Pharmaceuticals & Biotechnology | Denmark |
| 5 | EURO STOXX 50 JUN 23 EUR | 2.96% | Non-Classified | Non-Classified |
| 6 | ROCHE HLDG AG | 2.90% | Pharmaceuticals & Biotechnology | Switzerland |
| 7 | LVMH MOET HENNESSY VUITTON | 2.71% | Personal Goods | France |
| 8 | NOVARTIS AG | 2.41% | Pharmaceuticals & Biotechnology | Switzerland |
| 9 | SAP SE | 1.83% | Software & Computer Services | Germany |
| 10 | TOTAL SE | 1.62% | Non-Renewable Energy | France |
Dual Aspect Equity Analysis
| UK Equities | Int'l Equities | UK Bonds | Int'l Bonds | UK Gilts | Property | Other | Cash & Equiv | Total | |
|---|---|---|---|---|---|---|---|---|---|
| Technology | - | 9.37% | - | - | - | - | - | - | 9.37% |
| Telecommunications | - | 3.19% | - | - | - | - | - | - | 3.19% |
| Financials | 0.04% | 15.39% | - | 0.37% | - | - | - | - | 15.80% |
| Real Estate | - | 0.61% | - | - | - | 0.24% | - | - | 0.86% |
| Consumer Discretionary | - | 13.31% | - | - | - | - | - | - | 13.31% |
| Consumer Staples | - | 8.83% | - | 0.05% | - | - | - | - | 8.88% |
| Energy | - | 4.01% | - | - | - | - | - | - | 4.01% |
| Utilities | - | 4.10% | - | - | - | - | - | - | 4.10% |
| Health Care | - | 15.92% | - | - | - | - | - | - | 15.92% |
| Industrials | - | 17.28% | - | - | - | - | - | - | 17.28% |
| Basic Materials | - | 4.31% | - | - | - | - | - | - | 4.31% |
| Cash and Equivalents | - | - | - | - | - | - | - | -1.13% | -1.13% |
| Non-Classified | - | 0.20% | - | - | - | - | 3.90% | - | 4.10% |
Important Information
The Industry Classification Benchmark is a product of FTSE International Limited and has been licensed for use.
This factsheet is for investment professionals and is for information purposes only. You should refer to your client's policy documentation and supporting brochures for fund availability, investment strategy, any product information and charges. Every care has been taken in populating this output, however it must be appreciated that neither Broadridge, Prudential nor their sources guarantee the accuracy, adequacy or completeness of this report or make any warranties regarding results from its usage.
Identification Codes
| Sedol Code | 3092930 |
| Mex Code | - |
| Isin Code | GB0030929300 |
| Citi Code | PK58 |
Fund Charges
| Entry Charge | - |
| Ongoing Charges | 0.50% |
Aims and Benchmark
| Aims | The Fund aims to track the performance of the FTSE World Europe ex UK Index, gross of the Ongoing Charge Figure (OCF). The return received by shareholders will be reduced by the effects of charges. |
| Benchmark | FTSE World Europe ex UK Index |
| Benchmark Category | Target |
| IA Sector | Europe Excluding UK |
Fund Background
| Valuation frequency | Daily |
| Valuation point | 12:00 |
| Fund type | OEIC |
| Launch price | €0.50 |
| Fund currency | Pound Sterling |
| Fund domicile | United Kingdom |
| ISA allowable | Yes |
| SIPP allowable | Yes |
Distribution Details
| Income frequency | Annually |
| Distribution Type | Dividend |
| Distribution Payment Basis | Net |
Effect of Deductions
| Assuming a growth rate of 6.00% | Assuming a growth rate of 7.00% |
|---|---|
| 5.30% | 6.30% |
Fund Administration
| Fund Trustee/Depository | The National Westminster Bank plc |
| Fund Administrator | IFDS |
| Fund Registrar | IFDS |
| Fund Custodian | State Street Bank and Trust Company |
Group Details
| Group name | M&G Investments |
| Group address | 10 Fenchurch Avenue London EC3M 5AG United Kingdom |
| Group telephone | 0800 390 390 |
| Dealing telephone | 0800 328 3196 |
| info@mandg.co.uk | |
| Homepage | www.mandg.co.uk |
| Fax number | - |
Dealing
| Minimum Investment | £500 |
| Minimum Top Up | £100 |
| Minimum Regular Saving | £10 |
| Settlement Period: Buy | 3 days |
| Settlement Period: Sell | 3 days |
| Pricing Basis | Forward |
| Dealing Decimals | 3 |
Important Information
Ongoing charges may vary in the future and may be higher than they are now.
This factsheet is for investment professionals and is for information purposes only. You should refer to your client's policy documentation and supporting brochures for fund availability, investment strategy, any product information and charges. Every care has been taken in populating this output, however it must be appreciated that neither Broadridge, Prudential nor their sources guarantee the accuracy, adequacy or completeness of this report or make any warranties regarding results from its usage.
Risk Analysis
| Ratio | Value |
|---|---|
| Alpha | -0.12 |
| Beta | 1.00 |
| Sharpe | 0.29 |
| Standard Deviation | 15.29 |
| Info Ratio | -0.07 |
Risk Factors
| Risk Factor | Yes / No |
|---|---|
| Charges to Capital | Yes |
| Emerging Markets | No |
| Concentrated Portfolio | No |
| Smaller Companies | No |
| High Yield Bonds | No |
| Sector Specific | No |
| Geared Investments | No |
| Value of Investments | Yes |
| Investments Long Term | Yes |
| Property | No |
| Exchange Rate | Yes |
| Higher Risk | No |
| Performance Charges | No |
| Derivative Exposure | Yes |
| Offshore | No |
| Income Eroding Capital Growth | Yes |
| Umbrella Liabilities | Yes |
| New Fund | No |
| Solvency of Depository | No |
| Solvency of Bond Issuers | No |
| Ethical Restrictions | No |
| Liquidity | No |
| Returns Are Not Guaranteed | Yes |
| Inflation | Yes |
| Taxation and Tax Relief | Yes |
Fund Specific Risks
Charges to Capital
Part, or all of the periodic annual management fee(s) and expenses may be charged to capital which could increase the potential for the capital value of your investment to be eroded. Your capital could also decrease if income withdrawals exceed the growth rate of the fund(s).
Value of Investments
The value of investments, and any income can fall, as well as rise, so you could get back less than you invested. Neither capital nor income is guaranteed.
Investments Long Term
Investments should be regarded as long term and are not suitable for money which may be needed in the short term, you should always have a sufficient cash reserve.
Exchange Rate
This fund invests in securities outside the UK. The value of investments and any income from them may therefore decrease or increase as a result of changes in exchange rates between currencies.
Derivative Exposure
The fund invests in derivatives as part of its investment strategy, over and above their use for Efficient Portfolio Management (EPM). Investors should be aware that the use of these instruments can, under certain circumstances, increase the volatility and risk profile of the Fund beyond that expected of a fund that only invests in equities. The fund may also be exposed to the risk that the company issuing the derivative may not honour their obligations which in turn could lead to losses arising.
Income Eroding Capital Growth
The fund focuses on providing an income, which can reduce the prospects for capital growth, and in some cases the capital value may fall.
Umbrella Liabilities
If the liabilities of one fund were to exceed its assets, the other funds within the scheme might have to transfer across money to cover the liabilities.
Returns Are Not Guaranteed
What you receive when you sell your investment is not guaranteed; it depends on how your investments perform.
Inflation
Inflation will reduce the real value of your investments in future.
Taxation and Tax Relief
Levels of taxation and tax relief are subject to change.
Important Information
The risk factor definitions are provided by Broadridge. These definitions may differ from those of Prudential or any underlying fund manager. The data itself is provided by Prudential or the underlying fund manager.
This factsheet is for investment professionals and is for information purposes only. You should refer to your client's policy documentation and supporting brochures for fund availability, investment strategy, any product information and charges. Every care has been taken in populating this output, however it must be appreciated that neither Broadridge, Prudential nor their sources guarantee the accuracy, adequacy or completeness of this report or make any warranties regarding results from its usage.
Important Information
Source of performance data: FE fundinfo. Please remember that past performance is not a reliable indicator of future performance. The figures shown are intended only to demonstrate performance history of the fund and take no account of product charges. Fund Performance is based upon the movement of the daily price and is shown as total return in GBP with net income reinvested. The value of your client's investment may go down as well as up and the fund value may be less than the payments your client has made. Please also note that our charges may vary in the future and may be higher than they are now.
This factsheet is for investment professionals and is for information purposes only. You should refer to your client's policy documentation and supporting brochures for fund availability, investment strategy, any product information and charges. Every care has been taken in populating this output, however it must be appreciated that neither Broadridge, Prudential nor their sources guarantee the accuracy, adequacy or completeness of this report or make any warranties regarding results from its usage.
"Prudential" is a trading name of The Prudential Assurance Company Limited, which is registered in England and Wales. Registered office at 10 Fenchurch Avenue, London EC3M 5AG. Registered number 15454. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.