M&G Sustainable Multi Asset Class PP GBP Inc
Report And Accounts
Simplified Prospectus / KIID
Performance
Discrete performance - to last month end
| 31/01/20 to 31/01/21 |
31/01/21 to 31/01/22 |
31/01/22 to 31/01/23 |
31/01/23 to 31/01/24 |
31/01/24 to 31/01/25 |
|
|---|---|---|---|---|---|
| Fund | 3.2% | 6.8% | -7.3% | 3.3% | 6.9% |
| Sector | 3.2% | 4.3% | -3.8% | 3.2% | 9.0% |
| Rank | 79/144 | 43/157 | 148/165 | 104/172 | 166/185 |
| Quartile | 3 | 2 | 4 | 3 | 4 |
Annualised performance
| Annualised | ||||
|---|---|---|---|---|
| 3 Years to 31/01/25 |
5 Years to 31/01/25 |
10 Years to 31/01/25 |
||
| Fund | 0.8% | 2.4% | n/a | |
| Sector | 2.7% | 3.1% | 3.8% | |
| Rank | 155/165 | 118/144 | n/a | |
| Quartile | 4 | 4 | n/a | |
Top 10 Holdings
| Stock | % Weight |
|---|---|
| cash | 6.88 |
| ⅞% Green Gilt 2033 | 4.80 |
| EUROPEAN INVESTMENT BANK 3.75% 14/02/2033 | 2.77 |
| cash | 2.26 |
| INTERNATIONAL BANK FOR RECONSTRUCT 0.75% 26/08/2030 | 2.21 |
| 1½% Green Gilt 2053 | 2.07 |
| INTER-AMERICAN DEVELOPMENT BANK 4.375% 24/01/2044 | 1.97 |
| cash | 1.88 |
| GERMANY (FEDERAL REPUBLIC OF) 0% 15/08/2030 | 1.71 |
| GERMANY (FEDERAL REPUBLIC OF) 1.8% 15/08/2053 | 1.65 |
| Total | 28.20 |
Fund Aims
The Fund aims to provide a total return (the combination of capital growth and income) of 4 to 8% per annum over any five-year period, net of the Ongoing Charges Figure, while applying ESG Criteria and/or Impact Criteria. There is no guarantee that the Fund will achieve a positive return over five years or any other period and investors may not get back the original amount they invested.
Fund Manager
Maria Municchi joined M&G in 2009 and is a member of the Multi Asset team and the Positive Impact team. She is the fund manager of the M&G Sustainable Multi Asset Fund and also deputy fund manager of the M&G Episode Income Fund. Before joining M&G, Maria worked at Barings and UBS Asset Management. She has an MSc in international management and finance and is a CFA charterholder.
Fund Overview
| Mid (04/02/2025) | 102.04p |
| Historic yield | 3.41% |
| Fund size (31/05/2024) | £49.86m |
| Number of holdings | 134 |
| Entry Charge | 0.00% |
| Ongoing Charges | 0.55% |
| Launch date | 14/02/2019 |
Asset Allocation
| International Equities | 36.45% | |
| International Bonds | 30.96% | |
| UK Corporate Bonds | 15.58% | |
| UK Gilts | 6.87% | |
| Investment Trusts | 4.22% | |
| Cash and Equivalents | 2.29% | |
| UK Equities | 2.22% | |
| Property | 0.71% | |
| Commodities | 0.25% | |
| Other Assets | 0.45% |
Important Information
Source of portfolio data: Broadridge. Source of performance data: FE fundinfo. We can’t predict the future. Past performance isn’t a guide to future performance. The figures shown are intended only to demonstrate performance history of the fund, after allowing for the impact of ongoing charges, but take no account of product charges. Ongoing charges may vary in the future and may be higher than they are now. Fund performance is based upon the movement of the daily price and is shown as total return in GBP with income reinvested. The value of your client’s investment can go down as well as up and the amount your client gets back may be less than they put in.
This factsheet is for investment professionals and is for information purposes only. Should you wish to present any of this content to your client, please refer to similar pages on pru.co.uk. You should refer to your client’s policy documentation and supporting brochures for fund availability, investment strategy, any product information and charges. Every care has been taken in populating this output, however it must be appreciated that neither Broadridge, Prudential nor their sources guarantee the accuracy, adequacy or completeness of this information or make any warranties regarding results from its usage.
Asset Allocation
| International Equities | 36.45% | |
| International Bonds | 30.96% | |
| UK Corporate Bonds | 15.58% | |
| UK Gilts | 6.87% | |
| Investment Trusts | 4.22% | |
| Cash and Equivalents | 2.29% | |
| UK Equities | 2.22% | |
| Property | 0.71% | |
| Commodities | 0.25% | |
| Other Assets | 0.45% |
Bond Sector Breakdown
| Industry | Supersector | Sector | Subsector | ||
|---|---|---|---|---|---|
| Bonds | 53.41% | - | - | - | |
| Financials | 11.20% | - | - | - | |
| Financial Services | - | 5.02% | - | - | |
| Equity Investment Instruments | - | - | 4.22% | - | |
| Equity Investment Instruments | - | - | - | 4.22% | |
| Investment Banking & Brokerage Services | - | - | 0.80% | - | |
| Investment Services | - | - | - | 0.80% | |
| Banks | - | 3.24% | - | - | |
| Banks | - | - | 3.24% | - | |
| Banks | - | - | - | 3.24% | |
| Insurance | - | 2.94% | - | - | |
| Life Insurance | - | - | 1.68% | - | |
| Life Insurance | - | - | - | 1.68% | |
| Non-life Insurance | - | - | 1.26% | - | |
| Full Line Insurance | - | - | - | 0.55% | |
| Reinsurance | - | - | - | 0.54% | |
| Property & Casualty Insurance | - | - | - | 0.17% | |
| Technology | 7.72% | - | - | - | |
| Technology | - | 7.72% | - | - | |
| Software & Computer Services | - | - | 3.96% | - | |
| Software | - | - | - | 1.97% | |
| Computer Services | - | - | - | 1.08% | |
| Consumer Digital Services | - | - | - | 0.91% | |
| Technology Hardware & Equipment | - | - | 3.76% | - | |
| Semiconductors | - | - | - | 1.28% | |
| Production Technology Equipment | - | - | - | 1.27% | |
| Computer Hardware | - | - | - | 1.20% | |
| Industrials | 5.81% | - | - | - | |
| Industrial Goods & Services | - | 5.81% | - | - | |
| Electronic & Electrical Equipment | - | - | 2.31% | - | |
| Electrical Components | - | - | - | 0.72% | |
| Electronic Equipment: Control & Filter | - | - | - | 0.63% | |
| Electronic Equipment: Pollution Control | - | - | - | 0.55% | |
| Electronic Equipment: Gauges & Meters | - | - | - | 0.41% | |
| General Industrials | - | - | 2.29% | - | |
| Containers & Packaging | - | - | - | 1.89% | |
| Diversified Industrials | - | - | - | 0.40% | |
| Industrial Support Services | - | - | 1.20% | - | |
| Transaction Processing Services | - | - | - | 1.20% | |
| Health Care | 4.68% | - | - | - | |
| Health Care | - | 4.68% | - | - | |
| Medical Equipment & Services | - | - | 1.96% | - | |
| Medical Equipment | - | - | - | 1.13% | |
| Medical Services | - | - | - | 0.64% | |
| Medical Supplies | - | - | - | 0.19% | |
| Pharmaceuticals & Biotechnology | - | - | 1.62% | - | |
| Pharmaceuticals | - | - | - | 1.36% | |
| Biotechnology | - | - | - | 0.26% | |
| Health Care Providers | - | - | 1.11% | - | |
| Health Care Management Services | - | - | - | 0.59% | |
| Health Care Services | - | - | - | 0.51% | |
| Utilities | 4.62% | - | - | - | |
| Utilities | - | 4.62% | - | - | |
| Electricity | - | - | 4.09% | - | |
| Alternative Electricity | - | - | - | 3.59% | |
| Conventional Electricity | - | - | - | 0.50% | |
| Waste & Disposal Services | - | - | 0.53% | - | |
| Waste & Disposal Services | - | - | - | 0.53% | |
| Consumer Discretionary | 2.99% | - | - | - | |
| Consumer Products & Services | - | 2.08% | - | - | |
| Consumer Services | - | - | 0.71% | - | |
| Education Services | - | - | - | 0.51% | |
| Consumer Services: Misc. | - | - | - | 0.20% | |
| Leisure Goods | - | - | 0.51% | - | |
| Consumer Electronics | - | - | - | 0.51% | |
| Personal Goods | - | - | 0.46% | - | |
| Cosmetics | - | - | - | 0.46% | |
| Household Goods & Home Construction | - | - | 0.40% | - | |
| Home Construction | - | - | - | 0.40% | |
| Automobiles & Parts | - | 0.50% | - | - | |
| Automobiles & Parts | - | - | 0.50% | - | |
| Automobiles | - | - | - | 0.50% | |
| Media | - | 0.40% | - | - | |
| Media | - | - | 0.40% | - | |
| Media Agencies | - | - | - | 0.40% | |
| Telecommunications | 2.42% | - | - | - | |
| Telecommunications | - | 2.42% | - | - | |
| Telecommunications Service Providers | - | - | 1.44% | - | |
| Telecommunications Services | - | - | - | 1.44% | |
| Telecommunications Equipment | - | - | 0.98% | - | |
| Telecommunications Equipment | - | - | - | 0.98% | |
| Cash and Equivalents | 2.29% | - | - | - | |
| Real Estate | 1.98% | - | - | - | |
| Real Estate | - | 1.98% | - | - | |
| Real Estate Investment Trusts | - | - | 1.52% | - | |
| Infrastructure REITs | - | - | - | 0.81% | |
| Industrial REITs | - | - | - | 0.52% | |
| Residential REITs | - | - | - | 0.20% | |
| Real Estate Investment & Services | - | - | 0.46% | - | |
| Real Estate Holding and Development | - | - | - | 0.46% | |
| Consumer Staples | 1.13% | - | - | - | |
| Food, Beverage & Tobacco | - | 0.57% | - | - | |
| Food Producers | - | - | 0.57% | - | |
| Food Products | - | - | - | 0.57% | |
| Personal Care, Drug & Grocery Stores | - | 0.56% | - | - | |
| Personal Care, Drug & Grocery Stores | - | - | 0.56% | - | |
| Food Retailers & Wholesalers | - | - | - | 0.56% | |
| Energy | 1.06% | - | - | - | |
| Energy | - | 1.06% | - | - | |
| Renewable Energy | - | - | 1.06% | - | |
| Renewable Energy Equipment | - | - | - | 1.06% | |
| Non-Classified | 0.45% | - | - | - | |
| Non-Classified | - | 0.45% | - | - | |
| Non-Classified | - | - | 0.45% | - | |
| Non-Classified | - | - | - | 0.45% | |
| Commodities | 0.25% | - | - | - | |
| Commodities | - | 0.25% | - | - | |
| Commodities | - | - | 0.25% | - | |
| Commodities | - | - | - | 0.25% | |
| Alternative Trading Strategies | 0.00% | - | - | - | |
| Alternative Trading Strategies | - | 0.00% | - | - | |
| Alternative Trading Strategies | - | - | 0.00% | - | |
| Alternative Trading Strategies | - | - | - | 0.00% | |
Regional Allocation
| Developed Europe - Excl UK | 27.79% | |
| North America | 26.66% | |
| UK | 24.66% | |
| Non-Classified | 5.15% | |
| South & Central America | 3.80% | |
| Emerging Asia | 3.70% | |
| Japan | 2.35% | |
| Cash and Equivalents | 2.29% | |
| Developed Asia | 1.85% | |
| Other Regions | 1.75% |
Fixed Interest Currencies
| Non-Fixed Interest Assets | 44.29% | |
| Pound Sterling | 21.53% | |
| US Dollar | 12.51% | |
| Euro | 10.84% | |
| Cash | 2.29% | |
| Mexican Peso | 1.93% | |
| Other Currencies | 6.60% |
Regional Breakdown
| Region | Country | ||
|---|---|---|---|
| Developed Europe - Excl UK | 27.79% | - | |
Germany
|
- | 8.04% | |
France
|
- | 4.31% | |
Luxembourg
|
- | 3.77% | |
Ireland
|
- | 2.36% | |
Denmark
|
- | 2.07% | |
Spain
|
- | 2.03% | |
Italy
|
- | 1.91% | |
Netherlands
|
- | 1.31% | |
Sweden
|
- | 1.02% | |
Portugal
|
- | 0.49% | |
Belgium
|
- | 0.48% | |
| North America | 26.66% | - | |
United States
|
- | 26.19% | |
Canada
|
- | 0.47% | |
| UK | 24.66% | - | |
United Kingdom
|
- | 24.66% | |
| Non-Classified | 5.15% | - | |
| South & Central America | 3.80% | - | |
Chile
|
- | 2.05% | |
Colombia
|
- | 0.89% | |
Mexico
|
- | 0.47% | |
Brazil
|
- | 0.39% | |
| Emerging Asia | 3.70% | - | |
Taiwan
|
- | 2.49% | |
India
|
- | 0.50% | |
South Korea
|
- | 0.45% | |
Indonesia
|
- | 0.27% | |
| Japan | 2.35% | - | |
Japan
|
- | 2.35% | |
| Cash and Equivalents | 2.29% | - | |
| Developed Asia | 1.85% | - | |
Hong Kong
|
- | 1.85% | |
| Australia & New Zealand | 1.03% | - | |
Australia
|
- | 1.03% | |
| Property | 0.71% | - | |
Breakdown By Market Cap (%)
| Mega |
|
17.45% |
| Large |
|
12.11% |
| Medium |
|
6.70% |
| Small |
|
4.16% |
| Micro |
|
0.82% |
| Non-Classified |
|
3.05% |
| Bonds |
|
53.41% |
| Cash |
|
2.29% |
Fixed Interest Maturity Profile
| < 5Yr Maturity |
|
27.38% |
| 5Yr - 10Yr Maturity |
|
18.36% |
| 10Yr - 15Yr Maturity |
|
0.95% |
| > 15Yr Maturity |
|
6.72% |
| Cash And Equivalents |
|
2.29% |
| Other Asset Types |
|
44.29% |
Fixed Interest Quality Profile
| AAA |
|
16.20% |
| AA |
|
6.87% |
| A |
|
2.99% |
| BBB |
|
6.50% |
| Sub-Investment Grade |
|
2.17% |
| Unknown Quality |
|
18.68% |
| Cash and Equivalents |
|
2.29% |
| Other Asset Types |
|
44.29% |
Top 10 Holdings
| Stock | % Weight | Sector | Country | |
|---|---|---|---|---|
| 1 | cash | 6.88% | Bonds | United Kingdom |
| 2 | ⅞% Green Gilt 2033 | 4.80% | Bonds | United Kingdom |
| 3 | EUROPEAN INVESTMENT BANK 3.75% 14/02/2033 | 2.77% | Bonds | Luxembourg |
| 4 | cash | 2.26% | Bonds | United Kingdom |
| 5 | INTERNATIONAL BANK FOR RECONSTRUCT 0.75% 26/08/2030 | 2.21% | Bonds | United States |
| 6 | 1½% Green Gilt 2053 | 2.07% | Bonds | United Kingdom |
| 7 | INTER-AMERICAN DEVELOPMENT BANK 4.375% 24/01/2044 | 1.97% | Bonds | United States |
| 8 | cash | 1.88% | Bonds | United Kingdom |
| 9 | GERMANY (FEDERAL REPUBLIC OF) 0% 15/08/2030 | 1.71% | Bonds | Germany |
| 10 | GERMANY (FEDERAL REPUBLIC OF) 1.8% 15/08/2053 | 1.65% | Bonds | Germany |
Important Information
The Industry Classification Benchmark is a product of FTSE International Limited and has been licensed for use. This factsheet is for investment professionals and is for information purposes only.
Should you wish to present any of this content to your client, please refer to similar pages on pru.co.uk. You should refer to your client’s policy documentation and supporting brochures for fund availability, investment strategy, any product information and charges. Every care has been taken in populating this output, however it must be appreciated that neither Broadridge, Prudential nor their sources guarantee the accuracy, adequacy or completeness of this information or make any warranties regarding results from its usage.
Identification Codes
| Sedol Code | BK7XXY6 |
| Mex Code | - |
| Isin Code | GB00BK7XXY60 |
| Citi Code | QGNV |
Fund Charges
| Entry Charge | 0.00% |
| Ongoing Charges | 0.55% |
Aims and Benchmark
| Aims | The Fund aims to provide a total return (the combination of capital growth and income) of 4 to 8% per annum over any five-year period, net of the Ongoing Charges Figure, while applying ESG Criteria and/or Impact Criteria. There is no guarantee that the Fund will achieve a positive return over five years or any other period and investors may not get back the original amount they invested. |
| Benchmark | n/a |
| Benchmark Category | - |
| IA Sector | Mixed Investment 20-60% Shares |
Fund Background
| Valuation frequency | Daily |
| Valuation point | 12:00 |
| Fund type | OEIC |
| Launch price | £1.00 |
| Fund currency | Pound Sterling |
| Fund domicile | United Kingdom |
| ISA allowable | Yes |
| SIPP allowable | Yes |
Distribution Details
| Income frequency | Quarterly |
| Distribution Type | Dividend |
| Distribution Payment Basis | Net |
Ratings
| FE Crown |  |
Effect of Deductions
| Assuming a growth rate of 6.00% | Assuming a growth rate of 7.00% |
|---|---|
| - | - |
Fund Administration
| Fund Trustee/Depository | The National Westminster Bank plc |
| Fund Administrator | IFDS |
| Fund Registrar | IFDS |
| Fund Custodian | State Street Bank and Trust Company |
Group Details
| Group name | M&G Investments |
| Group address | 10 Fenchurch Avenue London EC3M 5AG United Kingdom |
| Group telephone | 0800 390 390 |
| Dealing telephone | 0800 328 3196 |
| info@mandg.co.uk | |
| Homepage | www.mandg.co.uk |
| Fax number | - |
Dealing
| Minimum Investment | - |
| Minimum Top Up | - |
| Minimum Regular Saving | - |
| Settlement Period: Buy | - |
| Settlement Period: Sell | - |
| Pricing Basis | None |
| Dealing Decimals | - |
Important Information
Ongoing charges may vary in the future and may be higher than they are now.
This factsheet is for investment professionals and is for information purposes only. Should you wish to present any of this content to your client, please refer to similar pages on pru.co.uk. You should refer to your client’s policy documentation and supporting brochures for fund availability, investment strategy, any product information and charges. Every care has been taken in populating this output, however it must be appreciated that neither Broadridge, Prudential nor their sources guarantee the accuracy, adequacy or completeness of this information or make any warranties regarding results from its usage.
Risk Analysis
| Ratio | Value |
|---|---|
| Alpha | -2.64 |
| Beta | 1.24 |
| Sharpe | 0.00 |
| Standard Deviation | 8.79 |
| Info Ratio | -0.61 |
Risk Factors
| Risk Factor | Yes / No |
|---|---|
| Charges to Capital | Yes |
| Emerging Markets | Yes |
| Concentrated Portfolio | Yes |
| Smaller Companies | No |
| High Yield Bonds | No |
| Sector Specific | No |
| Geared Investments | No |
| Value of Investments | Yes |
| Investments Long Term | Yes |
| Property | Yes |
| Exchange Rate | Yes |
| Higher Risk | No |
| Performance Charges | No |
| Derivative Exposure | No |
| Offshore | No |
| Income Eroding Capital Growth | No |
| Umbrella Liabilities | Yes |
| New Fund | No |
| Solvency of Depository | No |
| Solvency of Bond Issuers | No |
| Ethical Restrictions | Yes |
| Liquidity | Yes |
| Returns Are Not Guaranteed | Yes |
| Inflation | Yes |
| Taxation and Tax Relief | Yes |
Fund Specific Risks
Charges to Capital
Part, or all of the periodic annual management fee(s) and expenses may be charged to capital which could increase the potential for the capital value of your investment to be eroded. Your capital could also decrease if income withdrawals exceed the growth rate of the fund(s).
Emerging Markets
The fund invests in emerging markets. Generally less well regulated than the UK. There is an increased chance of political and economic instability with less reliable custody, dealing and settlement arrangements. The market(s) can be less liquid. If a fund investing in markets is affected by currency exchange rates, the investment could either increase or decrease. These investments therefore carry more risk.
Concentrated Portfolio
The fund may invest in a relatively smaller number of stocks. This stock concentration may carry more risk than funds spread across a larger number of companies.
Value of Investments
The value of investments, and any income can fall, as well as rise, so you could get back less than you invested. Neither capital nor income is guaranteed.
Investments Long Term
Investments should be regarded as long term and are not suitable for money which may be needed in the short term, you should always have a sufficient cash reserve.
Property
The fund invests in Property funds, property shares or direct property. In particular the following risks will apply:- The property market is illiquid and this can, in exceptional circumstances, lead to times in which clients are unable to dispose of part or all of their holding. Property valuations are made by independent agents but are ultimately subjective and a matter of judgement. Property transaction costs are high (typically around 7% due to legal costs, valuations and stamp duty)
Exchange Rate
This fund invests in securities outside the UK. The value of investments and any income from them may therefore decrease or increase as a result of changes in exchange rates between currencies.
Umbrella Liabilities
If the liabilities of one fund were to exceed its assets, the other funds within the scheme might have to transfer across money to cover the liabilities.
Ethical Restrictions
The fund is unable to invest in certain sectors and companies due to the ethical criteria used to select investments for the fund.
Liquidity
This fund can suffer from partial or total illiquidity, which may lead to considerable price fluctuations and the inability to redeem your investment.
Returns Are Not Guaranteed
What you receive when you sell your investment is not guaranteed; it depends on how your investments perform.
Inflation
Inflation will reduce the real value of your investments in future.
Taxation and Tax Relief
Levels of taxation and tax relief are subject to change.
Important Information
The risk factor definitions are provided by Broadridge. These definitions may differ from those of Prudential or any underlying fund manager. The data itself is provided by Prudential or the underlying fund manager.
This factsheet is for investment professionals and is for information purposes only. Should you wish to present any of this content to your client, please refer to similar pages on pru.co.uk. You should refer to your client’s policy documentation and supporting brochures for fund availability, investment strategy, any product information and charges. Every care has been taken in populating this output, however it must be appreciated that neither Broadridge, Prudential nor their sources guarantee the accuracy, adequacy or completeness of this information or make any warranties regarding results from its usage.
Important Information
Source of performance data: FE fundinfo. We can’t predict the future. Past performance isn’t a guide to future performance. The figures shown are intended only to demonstrate performance history of the fund, after allowing for the impact of ongoing charges, but take no account of product charges. Ongoing charges may vary in the future and may be higher than they are now. Fund performance is based upon the movement of the daily price and is shown as total return in GBP with income reinvested. The value of your client’s investment can go down as well as up and the amount your client gets back may be less than they put in.
This factsheet is for investment professionals and is for information purposes only. Should you wish to present any of this content to your client, please refer to similar pages on pru.co.uk. You should refer to your client’s policy documentation and supporting brochures for fund availability, investment strategy, any product information and charges. Every care has been taken in populating this output, however it must be appreciated that neither Broadridge, Prudential nor their sources guarantee the accuracy, adequacy or completeness of this information or make any warranties regarding results from its usage.
'Prudential' is a trading name of The Prudential Assurance Company Limited, which is registered in England and Wales. Registered office at 10 Fenchurch Avenue, London EC3M 5AG. Registered number 15454. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.